Car accidents can happen in an instant, but the legal process that follows often takes much longer. If you’ve been involved in a car accident in North Carolina, it’s important to know how long you have to file a claim. This time limit is known as the statute of limitations, and missing it can prevent you from recovering compensation for your injuries and damages.

Understanding North Carolina’s Statute of Limitations

In North Carolina, the statute of limitations for most car accident cases is three years from the date of the accident. This deadline applies to personal injury claims where you seek compensation for medical expenses, lost wages, and pain and suffering.

If your accident resulted in the death of a loved one, the rules are slightly different. Wrongful death claims in North Carolina must typically be filed within two years of the date of death, which may not always be the same as the accident date.

Failing to file your claim within the appropriate timeframe can result in your case being dismissed, leaving you without legal recourse.

Exceptions That May Apply

While three years is the general rule, there are a few exceptions that could affect the timeline:

• Claims involving minors: If a minor is injured, the statute of limitations may be extended until they reach the age of 18.
• Government-related claims: If your accident involves a city or state vehicle, special notice requirements and shorter deadlines may apply.
• Discovery of injury: In rare cases where injuries are not immediately apparent, the statute may start when the injury is discovered.

Because exceptions can be complex, consulting an attorney as soon as possible is critical.

Protecting Your Right to Compensation

Acting quickly after a car accident is essential for several reasons:

1. Preserve evidence: Witness statements, photos, and records are easier to gather shortly after the accident.
2. Meet deadlines: Starting the claims process early ensures you don’t miss the statute of limitations.
3. Strengthen your case: Legal representation can help navigate insurance negotiations and potential lawsuits.

How Jordan Legal Services Can Help

At Jordan Legal Services, we assist the Raleigh community in navigating North Carolina car accident claims. From filing insurance claims to pursuing lawsuits, our team ensures that your case is handled efficiently and within the required legal timelines.

If you’ve been injured in a car accident, don’t wait—contact us today to protect your rights and explore your options for compensation.